When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
SimplyCash Business Card

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SimplyCash Business Card

Earn 5% cash back on office supplies and wireless services.
Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter.
Earn 1% cash back on virtually all other purchases with the

American Express SimplyCashSM Business Card

No fee with the flexibility to pay in full or carry a balance

Additional SimplyCashSM Business Card benefits:

No limit to the cash back you can earn

Cash back is automatically credited to the statement each month

Fee-free employee Additional Cards — earn cash back on the business purchases they make

OPEN® the small business team at American Express is all about small business. It provides you the resources to help you run your business, including:

Financing: Get unlimited fee-free Additional Cards, 0% APR on purchases for UP TO 12 months, and pay no annual fee.

OPEN Savings®: Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive††.

Online management: Manage your account with Summary of Accounts and track charges with Expense Management Reports.

Apply for SimplyCash Business Card Back

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