When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
Money Return Visa Platinum

	CREDIT CARDS BY ISSUER
	Advanta American Express AMEX Bank of Canada Bank of America BANKFIRST Chase Citibank FIA Card Services First Bank of Delaware First PREMIER Bank First USA HFC Bank Limited HSBC Bank Nevada MetaBank Morgan Stanley New Millennium Bank Plains Commerce Bank Pulaski Bank U.S. Bank USA Credit

	CREDIT CARD CATEGORY
	Business Canada Catalog Charge Poor Credit Pre-Paid Regular Secured Student UK

	REWARD CARDS
	Airline Auto Cash Finance Gas Hotel Retail Travel Other

	CARD SELECTIONS
	Low Interest Rates Low Intro Rates Top Rated No Annual Fee Variable Rates Fixed Rates Balance Transfer

Money Return Visa Platinum

APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details:

Customers receive an annual rebate of 10% of their purchase and balance transfer finance charges
Rebates of $2.01 or more are mailed via check.
Rebates of $2.00 or less are credited to the customer's credit card account.
Refunds disbursed in January for the preceeding year.
Accounts must be in good standing in order to receive the refund

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

Apply for Money Return Visa Platinum

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