When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

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American Express IN Los Angeles

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American Express IN Los Angeles

The IN:LA Card comes with a rewards program that lets you eat, drink, and play at some of Los Angeles' top spots. The Card comes with the exceptional benefits and features you expect from American Express. Plus with the The IN:LA Card from American Express, you can:

Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not
Earn double INSIDE Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and internet service, gym memberships, and newspaper and magazine subscriptions
Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York
0% APR on purchases and balance transfers for 6 months
No Annual Fee
Option to carry a balance
Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not
Earn double INSIDE Rewards points on city essentials like dining, cell phone service, gym memberships, and more
Points have no expiration date, there's no limit to the number of points you can earn, and you can redeem points for rewards in Los Angeles, Chicago, and New York

Enjoy more of what LA has to offer. The IN:LA Card also comes with special ongoing benefits, such as Tuesdays IN:LA, where you can save 10% when you use your IN:LA Card at select retailers, spas and health clubs. And get on the list and skip the line at some of LA's hottest clubs using Clubplanet.com, plus gain access to select VIP rooms. The Card can even help you save on memberships at museums and tickets to clubs, concerts, and more.^{3 4}

Apply for American Express IN Los Angeles

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