0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
The Platinum Card(R) from American Express

The Platinum Card(R) from American Express

25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

The Platinum Card(R) from American Express

Experience a level of Card membership that complements and enhances your lifestyle. The Membership Rewards First(R) program boasts an extraordinary collection of some of the finest names in travel, shopping, dining, and entertainment. Excellent ways to earn points
Earn one point for virtually every dollar you spend on your Charge Card
Earn up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn.
Earn double points just for booking your next trip online
Enjoy rewards when you want them by purchasing extra points or advancing points at checkout

To be eligible to earn bonus points, you must be enrolled in the Membership Rewards(R) program ("Program") at the time of purchase and you must charge your qualifying purchase on an eligible, enrolled American Express(R) Card. Offers on membershiprewards.com/earn are eligible for US Membership Rewards-enrolled Card members only. Only qualified purchases made through the method specifically described in the "How To Get Offer" section are eligible to earn bonus points. Participating merchants are subject to change without notice. Additional terms and conditions apply and appear at www.membershiprewards.com/earn. Bonus points will be credited to your Program account within 8-12 weeks after charges appear on your billing statement. Exemplary redemption opportunities
Use points whenever you're ready — they have no expiration date
Save up for amazing rewards — there's no limit to the number of points you can earn
Use points to pay for fashion and accessories, the latest technology from Apple, and more at shopAmex.com
Pay with points for travel, and fly anytime, anywhere — there are no blackout dates or restrictions10

Apply for The Platinum Card(R) from American Express

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